New & startup clinics
Turn a business plan into an equipped treatment room, even before your first patient.
- Limited or no operating history considered
- Multi-device and buildout packages
- Deferred-payment options may be available
Equipment financing for clinics
Open sooner.
Grow faster.
Crystalys Capital funds the lasers, devices and buildouts that new and growing aesthetic and medical clinics need, with terms that follow your cash flow instead of draining it.
- Startups welcome
- 24–72 month terms
- New & pre-owned equipment
Example structure
Pre-qualified
Laser & IPL platform
New medspa · Year one
$1,785/ month
- Amount
- $85,000
- Term
- 60 mo
- Down
- $0
Illustrative only, at a 9.5% assumed rate. Actual rates and terms depend on credit approval.
- Medical aesthetics
- Dermatology
- Plastic surgery
- Wellness & longevity
- Cosmetic dentistry
- Diagnostics
Built for every stage
Financing that meets your clinic where it is.
Most lenders want years of history. We specialize in clinics that are just getting started, along with established practices ready for their next device.
Expanding practices
Add a new modality, a second location or more capacity without pausing your momentum.
- Add-on and upgrade financing
- Keep working capital in the business
- Terms sized to new revenue
Mature clinics
Refresh aging technology and keep your treatment menu ahead of the market.
- Competitive structures for strong credit
- Trade-up and replacement financing
- Fast turnaround on repeat requests
What we finance
If it earns revenue in your clinic, we can likely fund it.
New, pre-owned and refurbished equipment from the manufacturer or distributor you choose.
Lasers & light
Hair removal, resurfacing, IPL, pigment and vascular platforms.
Energy-based devices
RF microneedling, skin tightening, ultrasound and EMS body sculpting.
Skin & facial
Hydrodermabrasion, LED therapy, skin analysis and facial systems.
Wellness & recovery
Red light, infrared saunas, cold plunge, compression and hyperbaric chambers.
Medical & diagnostic
Imaging, body composition, DEXA, lab, surgical and procedure-room equipment.
Buildouts & furnishings
Treatment chairs, beds, cabinetry, tech and full turnkey clinic fit-outs.
How we finance
Structures designed around clinic economics.
Equipment should pay for itself. We match each request with the lending partner and structure most likely to make that happen.
Equipment leasing
Preserve cash for staff, marketing and inventory. Fixed monthly payments, with end-of-term options to own, upgrade or return.
Equipment loans
Own the asset from day one, with predictable payments and terms from 24 to 72 months.
Startup & buildout packages
Bundle multiple devices, furnishings and fit-out costs into one application and one monthly payment.
Second-look financing
Declined by your bank? Our alternative lending partners look beyond a single credit score.
Payment estimator
See what your next device could cost per month.
Move the sliders to model a payment. Then compare it with what a few treatments a week could bring in.
- No impact on your credit to get pre-qualified
- Most requests receive a response within one business day
- No fee for our services
Estimated monthly payment$0 /mo
Get my real rate
Estimates are for illustration only and are not an offer of credit. Actual rates, terms and payments depend on credit approval, equipment type and lender.
How it works
From quote to treatment room in four steps.
-
Tell us what you need
Share your clinic details and the equipment quote. The form takes about two minutes.
-
We shop your request
We present your file to the lending partners best suited to your stage and specialty.
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Choose your structure
Compare the options side by side, then sign everything electronically.
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Equipment delivered
Your vendor is paid directly and your device ships, so you can start booking patients.
Why Crystalys
A financing partner that understands clinics.
Generic lenders see a medical device as a risk. We see a revenue engine, and we structure your financing that way.
Start your application →Clinic specialists
We work only with aesthetic, wellness and medical practices, so you won't have to explain your business model.
Startup friendly
New clinics are our focus. We're used to helping founders who are opening their first location.
Multiple lenders, one application
One submission reaches several lending partners, so you see more options with less paperwork.
Fast decisions
Most requests get a response within one business day, which keeps your launch date on track.
Cash-flow first
Payments are structured around projected treatment revenue, not just the asset price.
Vendor agnostic
Buy from any manufacturer or distributor. We work with your quote, not a preferred catalogue.
FAQ
Questions, answered.
Do you work with brand-new clinics?
Yes. Startups and clinics in their first year are a core focus. Lenders will look at the owner's background, credentials, personal credit and business plan rather than years of operating history.
What credit score do I need?
There isn't one minimum score. Lenders weigh personal and business credit, time in business, the type of equipment and projected cash flow. We have partners for strong files and for files that need a second look.
How quickly can I get approved?
Most requests receive an initial response within one business day. After you accept an offer and sign documents, funding usually follows within a few days, depending on the lender and vendor.
Should I lease or buy my equipment?
Leasing typically keeps more cash in the business and can make upgrading easier. A loan builds ownership from day one. We'll walk you through both. For tax treatment, consult your accountant.
Can I finance used or refurbished equipment?
Yes, in many cases. Pre-owned devices from reputable sellers can often be financed, though terms may differ from new equipment.
Can I bundle several devices or a full buildout?
Yes. We can combine multiple devices, furnishings, technology and leasehold improvements into a single package with one monthly payment.
Is there a fee for your service?
There is no fee for working with Crystalys Capital. Lenders may charge standard documentation or application fees, and these are always disclosed before you sign.
Will applying affect my credit?
Pre-qualification doesn't affect your credit. A lender may run a credit check once you choose to move forward with a formal application, and we'll always tell you before that happens.
Get started
Let's equip your clinic.
Tell us about your practice and the equipment you're considering. A financing specialist will follow up within one business day with your options.
- hello@crystalyscapital.com
- Response within one business day